IBPS PO Common Written Examination
GENERAL AWARENESS
1. Which period is called the 'banking swadeshi' period when many Indians established many banks?
1)1870-1940
2)1910-1947
3)1906-1911
4)1947-1991
5)1942-1947
Ans: 3
2. The banks established in Swadeshi period are ............?
1) Bank of India
2) Corporation bank
3) Indian Bank
4) Bank of Baroda
5) All of the above
Ans: 5
3. In which part of India, many banks are established, which is called the 'Cradle of Indian Banking System'?
1) Northern Assam
2) Southern Tamilnadu
3) Eastern Rajasthan
4) Southern Karnataka
5) Western Maharastra
Ans: 4
4. The most banks in India failed between ............ Not less than 100 banks failed due to various reasons?
1) 1923-1928
2) 1953-1958
3) 1923-1948
4) 1903-1928
5) 1913-1918
Ans: 5
5. Which party issued a paper by name 'Stray thoughts on Bank Nationalization' signaling the nationalization of banks in India?
1) Communist Party of India
2) Janatha Party
3) Congress Party
4) Republican Party
5) National Conference
Ans: 3
6. Banking Companies (Acquisition and Transfer of Undertaking) Bill passed in ...............paving way to the nationalization of banks in India?
1) 1974
2) 1969
3) 1975
4) 1981
5) 1961
Ans: 2
7. Who said the nationalization of banks is the 'masterstroke of political sagacity'?
1) Indira Gandhi
2) Raj Narayan
3) Jayaprakash Narayan
4) Jawahar Lal Nehru
5) Atal Bihari Vajpayee
Ans: 3
8. How many banks were nationalized in 1969?
1) 18
2) 6
3) 14
4) 20
5) 5
Ans: 3
9. Which bank was not nationalized in 1969?
1) Allahabad Bank
2) Bank of Baroda
3) State Bank of India
4) Bank of India
5) Bank of Maharastra
Ans: 3
10. How many banks were nationalized as a second dose in 1980?
1) 4
2) 9
3) 6
4) 18
5) 12
Ans: 3
11. Bad debts mean ............?
1) amounts owed to a company that are going to be paid
2) amounts owed to a company that are not going to be paid
3) amounts owed to a company that are going to be paid within 2 years
4) amounts owed to a company that are not going to be paid within 8 years
5) None
Ans: 2
12. GST council (Goods and Services Taxes Council) in the Constitution 115th Amendment Bill headed by ............ to make recommendations the taxes to be levied, goods to be exempted, GST rate etc?
1) Prime Minister
2) Finance Minister
3) Commerce Minister
4) Revenue Minister
5) Finance Secretary
Ans: 2
13. The current limit of External borrowings is $ 20 billion. This Current limit is now raised to $ ............ billion?
1) 21
2) 40
3) 70
4) 60
5) 30
Ans: 5
14. ............is not the provision of the National Land Acquisition and Rehabilitation & Resettlement Bill?
1) In the given area, least 80% of the population must agree to acquisition of land by the government.
2) Land owners to be compensated with twice the registered or stamp value of the land in urban areas and six times in rural areas.
3) Single law has the provisions of Acquisition of land and rehabilitation
4) The government can appoint middle man to have talks with the local population to decrease the compensation
5) Compensation reflects the market rates
Ans: 4
15. Food Security Bill proposed by National Advisory Council (NAC) proposes 90% ration in Rural Areas and ............% ration in Urban Areas. (National Advisory Council headed by Sonia Gandhi)
1) 50
2) 70
3) 100
4) 90
5) 25
Ans: 1
16. The Union government decisions are given. Pick the correct one?
1) National Legal Aid and Reforms commiscommission coming soon
2) Supreme Court ordered the return of 156 hectares of land to farmers in Uttar Pradesh, allocated to construct posh buildings.
3) The postal department issues postal stamps on President of India's house Rastrapathi Bhavan
4) Five PIO ( Person of India Origin) universities will be set up in the future.
5) All of above
Ans: 5
17. Project 'Surakhya' an Infant and Young Child Feeding (IYCF) introduced by ............?
1) Odisha
2) Chattisgarh
3) Arunachal Pradesh
4) Madhya Pradesh
5) Goa
Ans: 1
18. 'Nanhe Haath Kalam Ke Saath' ( tiny hands with pen) phase II announced against the social evil of Child Labour by ............?
1) Karnataka
2) Andhra Pradesh
3) Uttar Pradesh
4) Rajasthan
5) Goa
Ans: 4
19. SAARC Interior Ministers conference was recently held in ............?
1) Sri Lanka
2) India
3) Afganistan
4) Bhutan
5) Nepal
Ans: 4
20. Mahatma Gandhi led .............listed in the top ten of the most influential protests in the world as mentioned by 'Time magazine'?
1) Non-cooperation Movement
2) Swadeshi Movement
3) Salt Satyagraha
4) Quit India Movement
5) Champaran Satyagraha
Ans: 3
21. A person who expects share prices in general to decline and who is likely to indulge in SHORT SALES is called ............?
1) Bear
2) Bull
3) Dog
4) Duck
5) Lame Duck
Ans: 1
22. ............ was re elected as the UN Secretary General?
1) Irina Bocova
2) Robert Zollick
3) Ban Ki-moon
4) Hillay Clinton
5) Christine Legarde
Ans: 3
23. Meghdoot awards conferred by ............?
1) Air India
2) Department of Water Resources
3) Postal Department
4) Department of Communications
5) Supreme Court
Ans: 3
24. 'Areva' a French company belongs to following sector?
1) Nuclear
2) Toy
3) Auto makers
4) Mobiles
5) Book
Ans: 1
25. In the list of nationalized banks, which bank was merged with Punjab National Bank in 1993?
1) Bank of India
2) Bank of Baroda
3) Andhra Bank
4) New Bank of India
5) Central Bank of India
Ans: 4
26. ............was the prime minister of India during the nationalization of banks in 1969 and in 1980?
1) Jawahar Lal Nehru
2) Lal Bahadur Sastri
3) Indira Gandhi
4) Morarji Desaii
5) P.V.Narasimha Rao
Ans: 3
27. Who among the following is not the present Deputy Governor of Reserve Bank of India?
1) K.C.Chakravarthy
2) Subhir Gokarn
3) Y.Malegam
4) Anand Sinha
5) H. R.khan
Ans: 3
28. On 3 August 2011, ........... panel submitted its report to Reserve Bank of India on 'customer service in banks'
1) Rangarajan
2) Malegam
3) Subba Rao
4) H.R.Khan
5) Damodaran
Ans: 5
29. ............firmly tell many rules and regulations relating to Non-Performing Assets?
1) Banking Regulation Act 1949
2) Foreign Exchange Management Act 1999
3) SEBI Act 1992
4) Indian Contract Act 1872
5) Negotiable instrument act 1881
Ans: 1
30. On 30 June 2011 ............liberalized FDI norms by allowing the Indian companies to pay in the form of Equity in to the foreign suppliers instead of payment in the form of foreign exchange?
1) SEBI
2) Ministry of Finance
3) Ministry of Commerce
4) FDA
5) RBI
Ans: 5
31. ............tied up with Met Life to enter in to insurance business recently?
1) Andhra Bank
2) Union Bank of India
3) Corporation bank
4) Allahabad Bank
5) Punjab National Bank
Ans: 5
32. ............started, the saga of Liberlization of banks as a prime minister?
1) Indira Gandhi
2) Nehru
3) Lal Bahadur Sastri
4) P.V.Narasimha Rao
5) Atal Bihari Vajpayee
Ans: 4
33. Which committee suggested the banking reforms?
1) Kalia
2) Deepak Mohanty
3) Narasimham
4) Syamala Gopinath
5) Goparia
Ans: 3
34. The decade 1990-2000 is the era of Techsavvy private banks. Which are established during this period?
1) Global Trust Bank
2) UTI bank
3) ICICI
4) HDFC
5) All of above
Ans: 5
35. Global Trust Bank was merged with ........?
1) HDFC
2) Oriental Bank of Commerce
3) State Bank of India
4) Syndicate Bank
5) IDBI
Ans: 2
36. ............was merged with HDFC bank?
1) Bank of Rajasthan
2) Global Trust Bank
3) Centurion Bank
4) Bank of Bombay
5) Imperial Bank of India
Ans: 3
37. ............has offered to India a loan of Rs.6,800 crore for building 24,000 km of all weather roads in the rural seven economically poor and hilly areas States
1) IMF
2) IFC
3) World Bank
4) IDA
5) ADB
Ans: 3
38. India's first indigenous payment gateway is ............?
1) India Expenditure
2) India Payment
3) India Challan
4) India Pay
5) India Rupee
Ans: 4
39. ............opened a Lockless branch at Shani Shingnapur (Maharastra) respecting the local customs?
1) State Bank of India
2) Bank of Maharastra
3) Union Bank of India 4) ICICI
5) UCO bank
Ans: 5
40. ............and Life Insurance Corporation of India( LIC) tie up to launch Credit-Card services to the customers and employees of LIC?
1) Axis Bank
2) ICICI
3) State Bank of India
4) HDFC
5) Kotak Mahendra Bank
Ans: 1
41. Tehri Hydro Development Corporation got $ 648 million from ............?
1) IMF
2) IDA
3) ADB
4) AFD
5) IBRD
Ans: 5
42. On 10 August 2011, in which state National Bank for Agriculture and Rural Development (NABARD) proposed to give huge loans in the endosulfan-hit areas?
1) Odisha
2) Andhra Pradesh
3) Uttar Pradesh
4) West Bengal
5) Kerala
Ans: 5
43. The best alternative banking service to branch banking to be the part of Financial Inclusion?
1) Establishment of small branches
2) Setup ATMs
3) Issuing of ATM cards
4) Giving Credit Cards
5) Mobile banking
Ans: 5
44. Giving focused attention to integrated development of infrastructure in selected cities is the main theme of ............scheme?
1) PURA
2) JNNURM
3) MGNREGA
4) IAY
5) RAY
Ans: 2
45. ...........became first state to sign an agreement on Emission Reduction Purchase with the World Bank to curb the carbon emissions?
1) Andhra Pradesh
2) Himachal Pradesh
3) Haryana
4) Goa
5) Maharashtra
Ans: 2
46. MENA (Middle East and North Africa) region is the familiar for ............ industry?
1) Toy
2) Leather
3) Petroleum
4) Cotton
5) Fruits
Ans: 3
47. The Award list given. Pick the correct one?
1) 12th IIFA (International Indian Film Academy) top awards announced in Toranto
2) Life Achievement Award got by Asha Bhonsle
3) Best film award got by Dabangg
4) Best Actor Award got by Shahrukh Khan
5) All of above
Ans: 5
48. Guido Mantega used the word 'Currency War' referring ............?
1) India
2) China
3) New Zeland
4) Russia
5) USA
Ans: 2
ANSWERS
1)3 2)5 3)4 4)5 5)3 6)2 7)3 8)3 9)3 10)3
11)2 12)2 13)5 14)4 15)1 16)5 17)1 18)4
19)4 20)3 21)1 22)3 23)3 24)1 25)4 26)3
27)3 28)5 29)1 30)5 31)5 32)4 33)3 34)5
35)2 36)3 37)3 38)4 39)5 40)1 41)5 42)5
43)5 44)2 45)2 46)3 47)5 48)2.
GENERAL AWARENESS
1. Which period is called the 'banking swadeshi' period when many Indians established many banks?
1)1870-1940
2)1910-1947
3)1906-1911
4)1947-1991
5)1942-1947
Ans: 3
2. The banks established in Swadeshi period are ............?
1) Bank of India
2) Corporation bank
3) Indian Bank
4) Bank of Baroda
5) All of the above
Ans: 5
3. In which part of India, many banks are established, which is called the 'Cradle of Indian Banking System'?
1) Northern Assam
2) Southern Tamilnadu
3) Eastern Rajasthan
4) Southern Karnataka
5) Western Maharastra
Ans: 4
4. The most banks in India failed between ............ Not less than 100 banks failed due to various reasons?
1) 1923-1928
2) 1953-1958
3) 1923-1948
4) 1903-1928
5) 1913-1918
Ans: 5
5. Which party issued a paper by name 'Stray thoughts on Bank Nationalization' signaling the nationalization of banks in India?
1) Communist Party of India
2) Janatha Party
3) Congress Party
4) Republican Party
5) National Conference
Ans: 3
6. Banking Companies (Acquisition and Transfer of Undertaking) Bill passed in ...............paving way to the nationalization of banks in India?
1) 1974
2) 1969
3) 1975
4) 1981
5) 1961
Ans: 2
7. Who said the nationalization of banks is the 'masterstroke of political sagacity'?
1) Indira Gandhi
2) Raj Narayan
3) Jayaprakash Narayan
4) Jawahar Lal Nehru
5) Atal Bihari Vajpayee
Ans: 3
8. How many banks were nationalized in 1969?
1) 18
2) 6
3) 14
4) 20
5) 5
Ans: 3
9. Which bank was not nationalized in 1969?
1) Allahabad Bank
2) Bank of Baroda
3) State Bank of India
4) Bank of India
5) Bank of Maharastra
Ans: 3
10. How many banks were nationalized as a second dose in 1980?
1) 4
2) 9
3) 6
4) 18
5) 12
Ans: 3
11. Bad debts mean ............?
1) amounts owed to a company that are going to be paid
2) amounts owed to a company that are not going to be paid
3) amounts owed to a company that are going to be paid within 2 years
4) amounts owed to a company that are not going to be paid within 8 years
5) None
Ans: 2
12. GST council (Goods and Services Taxes Council) in the Constitution 115th Amendment Bill headed by ............ to make recommendations the taxes to be levied, goods to be exempted, GST rate etc?
1) Prime Minister
2) Finance Minister
3) Commerce Minister
4) Revenue Minister
5) Finance Secretary
Ans: 2
13. The current limit of External borrowings is $ 20 billion. This Current limit is now raised to $ ............ billion?
1) 21
2) 40
3) 70
4) 60
5) 30
Ans: 5
14. ............is not the provision of the National Land Acquisition and Rehabilitation & Resettlement Bill?
1) In the given area, least 80% of the population must agree to acquisition of land by the government.
2) Land owners to be compensated with twice the registered or stamp value of the land in urban areas and six times in rural areas.
3) Single law has the provisions of Acquisition of land and rehabilitation
4) The government can appoint middle man to have talks with the local population to decrease the compensation
5) Compensation reflects the market rates
Ans: 4
15. Food Security Bill proposed by National Advisory Council (NAC) proposes 90% ration in Rural Areas and ............% ration in Urban Areas. (National Advisory Council headed by Sonia Gandhi)
1) 50
2) 70
3) 100
4) 90
5) 25
Ans: 1
16. The Union government decisions are given. Pick the correct one?
1) National Legal Aid and Reforms commiscommission coming soon
2) Supreme Court ordered the return of 156 hectares of land to farmers in Uttar Pradesh, allocated to construct posh buildings.
3) The postal department issues postal stamps on President of India's house Rastrapathi Bhavan
4) Five PIO ( Person of India Origin) universities will be set up in the future.
5) All of above
Ans: 5
17. Project 'Surakhya' an Infant and Young Child Feeding (IYCF) introduced by ............?
1) Odisha
2) Chattisgarh
3) Arunachal Pradesh
4) Madhya Pradesh
5) Goa
Ans: 1
18. 'Nanhe Haath Kalam Ke Saath' ( tiny hands with pen) phase II announced against the social evil of Child Labour by ............?
1) Karnataka
2) Andhra Pradesh
3) Uttar Pradesh
4) Rajasthan
5) Goa
Ans: 4
19. SAARC Interior Ministers conference was recently held in ............?
1) Sri Lanka
2) India
3) Afganistan
4) Bhutan
5) Nepal
Ans: 4
20. Mahatma Gandhi led .............listed in the top ten of the most influential protests in the world as mentioned by 'Time magazine'?
1) Non-cooperation Movement
2) Swadeshi Movement
3) Salt Satyagraha
4) Quit India Movement
5) Champaran Satyagraha
Ans: 3
21. A person who expects share prices in general to decline and who is likely to indulge in SHORT SALES is called ............?
1) Bear
2) Bull
3) Dog
4) Duck
5) Lame Duck
Ans: 1
22. ............ was re elected as the UN Secretary General?
1) Irina Bocova
2) Robert Zollick
3) Ban Ki-moon
4) Hillay Clinton
5) Christine Legarde
Ans: 3
23. Meghdoot awards conferred by ............?
1) Air India
2) Department of Water Resources
3) Postal Department
4) Department of Communications
5) Supreme Court
Ans: 3
24. 'Areva' a French company belongs to following sector?
1) Nuclear
2) Toy
3) Auto makers
4) Mobiles
5) Book
Ans: 1
25. In the list of nationalized banks, which bank was merged with Punjab National Bank in 1993?
1) Bank of India
2) Bank of Baroda
3) Andhra Bank
4) New Bank of India
5) Central Bank of India
Ans: 4
26. ............was the prime minister of India during the nationalization of banks in 1969 and in 1980?
1) Jawahar Lal Nehru
2) Lal Bahadur Sastri
3) Indira Gandhi
4) Morarji Desaii
5) P.V.Narasimha Rao
Ans: 3
27. Who among the following is not the present Deputy Governor of Reserve Bank of India?
1) K.C.Chakravarthy
2) Subhir Gokarn
3) Y.Malegam
4) Anand Sinha
5) H. R.khan
Ans: 3
28. On 3 August 2011, ........... panel submitted its report to Reserve Bank of India on 'customer service in banks'
1) Rangarajan
2) Malegam
3) Subba Rao
4) H.R.Khan
5) Damodaran
Ans: 5
29. ............firmly tell many rules and regulations relating to Non-Performing Assets?
1) Banking Regulation Act 1949
2) Foreign Exchange Management Act 1999
3) SEBI Act 1992
4) Indian Contract Act 1872
5) Negotiable instrument act 1881
Ans: 1
30. On 30 June 2011 ............liberalized FDI norms by allowing the Indian companies to pay in the form of Equity in to the foreign suppliers instead of payment in the form of foreign exchange?
1) SEBI
2) Ministry of Finance
3) Ministry of Commerce
4) FDA
5) RBI
Ans: 5
31. ............tied up with Met Life to enter in to insurance business recently?
1) Andhra Bank
2) Union Bank of India
3) Corporation bank
4) Allahabad Bank
5) Punjab National Bank
Ans: 5
32. ............started, the saga of Liberlization of banks as a prime minister?
1) Indira Gandhi
2) Nehru
3) Lal Bahadur Sastri
4) P.V.Narasimha Rao
5) Atal Bihari Vajpayee
Ans: 4
33. Which committee suggested the banking reforms?
1) Kalia
2) Deepak Mohanty
3) Narasimham
4) Syamala Gopinath
5) Goparia
Ans: 3
34. The decade 1990-2000 is the era of Techsavvy private banks. Which are established during this period?
1) Global Trust Bank
2) UTI bank
3) ICICI
4) HDFC
5) All of above
Ans: 5
35. Global Trust Bank was merged with ........?
1) HDFC
2) Oriental Bank of Commerce
3) State Bank of India
4) Syndicate Bank
5) IDBI
Ans: 2
36. ............was merged with HDFC bank?
1) Bank of Rajasthan
2) Global Trust Bank
3) Centurion Bank
4) Bank of Bombay
5) Imperial Bank of India
Ans: 3
37. ............has offered to India a loan of Rs.6,800 crore for building 24,000 km of all weather roads in the rural seven economically poor and hilly areas States
1) IMF
2) IFC
3) World Bank
4) IDA
5) ADB
Ans: 3
38. India's first indigenous payment gateway is ............?
1) India Expenditure
2) India Payment
3) India Challan
4) India Pay
5) India Rupee
Ans: 4
39. ............opened a Lockless branch at Shani Shingnapur (Maharastra) respecting the local customs?
1) State Bank of India
2) Bank of Maharastra
3) Union Bank of India 4) ICICI
5) UCO bank
Ans: 5
40. ............and Life Insurance Corporation of India( LIC) tie up to launch Credit-Card services to the customers and employees of LIC?
1) Axis Bank
2) ICICI
3) State Bank of India
4) HDFC
5) Kotak Mahendra Bank
Ans: 1
41. Tehri Hydro Development Corporation got $ 648 million from ............?
1) IMF
2) IDA
3) ADB
4) AFD
5) IBRD
Ans: 5
42. On 10 August 2011, in which state National Bank for Agriculture and Rural Development (NABARD) proposed to give huge loans in the endosulfan-hit areas?
1) Odisha
2) Andhra Pradesh
3) Uttar Pradesh
4) West Bengal
5) Kerala
Ans: 5
43. The best alternative banking service to branch banking to be the part of Financial Inclusion?
1) Establishment of small branches
2) Setup ATMs
3) Issuing of ATM cards
4) Giving Credit Cards
5) Mobile banking
Ans: 5
44. Giving focused attention to integrated development of infrastructure in selected cities is the main theme of ............scheme?
1) PURA
2) JNNURM
3) MGNREGA
4) IAY
5) RAY
Ans: 2
45. ...........became first state to sign an agreement on Emission Reduction Purchase with the World Bank to curb the carbon emissions?
1) Andhra Pradesh
2) Himachal Pradesh
3) Haryana
4) Goa
5) Maharashtra
Ans: 2
46. MENA (Middle East and North Africa) region is the familiar for ............ industry?
1) Toy
2) Leather
3) Petroleum
4) Cotton
5) Fruits
Ans: 3
47. The Award list given. Pick the correct one?
1) 12th IIFA (International Indian Film Academy) top awards announced in Toranto
2) Life Achievement Award got by Asha Bhonsle
3) Best film award got by Dabangg
4) Best Actor Award got by Shahrukh Khan
5) All of above
Ans: 5
48. Guido Mantega used the word 'Currency War' referring ............?
1) India
2) China
3) New Zeland
4) Russia
5) USA
Ans: 2
ANSWERS
1)3 2)5 3)4 4)5 5)3 6)2 7)3 8)3 9)3 10)3
11)2 12)2 13)5 14)4 15)1 16)5 17)1 18)4
19)4 20)3 21)1 22)3 23)3 24)1 25)4 26)3
27)3 28)5 29)1 30)5 31)5 32)4 33)3 34)5
35)2 36)3 37)3 38)4 39)5 40)1 41)5 42)5
43)5 44)2 45)2 46)3 47)5 48)2.
thanks
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